![]() ![]() I am bullish on SCHW stock because the company’s major issues, including investment outflows from earlier this year, appear to be easing now.Ĭharles Schwab is a well-known bank and investment broker that also offers advisory services. Schwab expects to move almost all of the rest over by year-end and to transition the final group in the first half of 2024, he said.Charles Schwab ( NYSE:SCHW), commonly just known as Schwab, is catching a bid, and a relief rally is, quite possibly, just getting started. That comes after a major effort over the Memorial Day holiday weekend. The company also made progress with the conversion of client accounts from TD Ameritrade into Schwab accounts, with about 30% of accounts converted so far, said Bettinger. Net interest revenue rose to $4.1 billion from $2.7 billion a year ago, while interest expenses jumped to $1.8 billion from $166 million. “And this means that they should not really be a factor in our earnings picture in 2025 and beyond.”Įlsewhere, the company’s net interest income fell 10% to $2.3 billion as net interest margins fell 32 basis points from the first quarter to 1.87%. “And as client cash realignment continues to slow and eventually reverses, we’d expect our supplemental funding balances to continue to decline over the next 18 months and be mostly paid off by the end of 2024,” he said, according to a FactSet transcript. On a call with analysts, Crawford said the company has not had to make any short-term borrowings from either CDs or Federal Home Loan Bank loans since late May and can now cover cash needs with organic sources. “The continuation of this trend through the end of the quarter further strengthens our conviction that this realignment activity will inflect before the end of 2023, unlocking growth in client cash held on the balance sheet.” “While anticipated client cash realignment, along with net equity buying during June, pushed cash levels lower, we observed a continued and substantial deceleration in the daily pace of cash outflows versus prior months,” he said.Īlso read: Bank of America’s stock rises after second-quarter earnings and revenue beat expectations Still, Chief Financial Officer Peter Crawford said the daily outflows that have hurt the company over the last year as clients react to higher interest rates by seeking out better-paying options, began to slow. When that process exceeds cash on hand, the company has to borrow from other funding sources that can be more expensive. ![]() The company’s clients have been engaged in a practice called “sorting,” where they are moving cash out of sweep accounts and into higher-paying products. See now: Morgan Stanley’s profit drops but beats expectations as stock risesīank deposits fell to $304.4 billion from $442.0 billion a year ago. Revenue fell 9% to $4.656 billion, ahead of the $4.610 billion FactSet consensus. Adjusted per-share earnings came to 75 cents, ahead of the 71-cent FactSet consensus. Posted net income of $1.294 billion, or 64 cents a share, for the quarter, down from $1.793 billion, or 87 cents a share, in the year-earlier period. “While we observed signs of typical tax seasonality, as well as softer investor sentiment at the beginning of the quarter, we still attracted nearly 1 million new brokerage accounts and finished the period serving $8.02 trillion in total client assets across 34 million accounts,” he said in a statement. ![]()
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![]() ![]() Most of the gigantean gravitational waves are probably produced by pairs of supermassive black holes spiraling toward cataclysmic collisions throughout the cosmos, the NANOGrav scientists report in a series of new papers published today (June 29) in The Astrophysical Journal Letters. Credit: Aurore Simonnet for the NANOGrav Collaboration By carefully measuring the radio waves, a team of scientists recently made the first detection of the universe’s gravitational wave background. ![]() Those gravitational waves compress and stretch the paths of radio waves emitted by pulsars (white). In this artist’s interpretation, a pair of supermassive black holes (top left) emits gravitational waves that ripple through the fabric of space-time. ![]() The newly detected gravitational waves - ripples in the fabric of space-time - are by far the most powerful ever measured: They carry roughly a million times as much energy as the one-off bursts of gravitational waves from black hole and neutron star mergers detected by experiments such as LIGO and Virgo. The groundbreaking discovery was made by scientists with the North American Nanohertz Observatory for Gravitational Waves (NANOGrav) who closely observed stars called pulsars that act as celestial metronomes. This groundbreaking discovery presents the first evidence for the gravitational wave background, which is surprisingly louder than anticipated, possibly pointing to an abundance of supermassive black holes or alternative gravitational wave sources.Īfter 15 years of carefully observing stars called pulsars throughout our galaxy, the NANOGrav collaboration has “heard” the perpetual chorus of gravitational waves rippling through our universe.įollowing 15 years of data collection in a galaxy-sized experiment, scientists have “heard” the perpetual chorus of gravitational waves rippling through our universe for the first time - and it’s louder than expected. Following 15 years of observing pulsars, the NANOGrav collaboration has detected gravitational waves stronger than ever before, likely produced by supermassive black hole pairs. ![]() ![]() MadCap Flare does come with some capabilities for analytics with real-time end-user statistics. You can also use MadCap Flare to securely host your web-based documentation without the need for IT resources. With Flare, you can host your documentation on your own servers to give you unparalleled control over the security of your documentation. Integration with MadCap Lingo gives you support for the translation process. Flare supports Unicode language characters, double-byte Asian languages and Eastern European languages, as well as bi-directional language authoring and publishing including Hebrew, Arabic and Persian. MadCap Flare gives you the capabilities to translate your documentation into multiple different languages. Changes can be made simultaneously so you don’t need to worry about version conflicts. Flare keeps track of changes made so you can stay up-to-date with different versions of your documentation. Contributors don’t need access to the whole of MadCap Flare to review documents and get them ready for publication. Your team can contribute to and review documentation directly within the cloud. Project templates allow you to create beautiful web and print-based outputs in minutes. Flare allows you to keep track of your progress, and lets you see all items relating to your project at a glance. With Flare, you can easily manage documentation projects from beginning to end. This feature also allows you to cater your documentation to different audiences, such as beginner and advanced users. ![]() You can update content in a single location and then re-publish to your preferred formats, giving users a consistent experience and minimizing re-work. Multichannel Publishingįlare users can create content once, and then publish instantly to a number of different channels. The ribbon toolbar mimics Microsoft Word, giving users an interface that they will be familiar with. Content Developmentįlare gives you many ways to manipulate your content, allowing you to create technical documentation, application programming interface or API documentation, software documentation, interactive eLearning courses, learning and development programs and much more. Your problem when using Flare may not be what it can do, but how exactly to utilize its features to best support your documentation efforts. ![]() Topic-based and micro-content authoring gives creators ultimate control when it comes to managing and distributing their documents. MadCap Flare offers the capabilities to single source your documentation and publish to different formats. Capabilities for working with images, video and audio.Review process for collaborating on documents.Single source authoring for documentation in different formats.Analytics for assessing how customers are interacting with your documentation.Some of the basic features that a HAT must offer is: HATs make it easy to work with large amounts of content and publish your documents to a professional-looking format. It’s often possible to import previous documentation from other tools and work with it in your new HAT. It enables different authors to collaborate on content and distribute it on various mediums. What is a Help Authoring Tool?Ī Help Authoring Tool lets you create, manage and distribute content for the purpose of helping your users. For these reasons and more, we’ll discuss the seven best alternatives to Flare in this article. ![]() At the same time, Flare is very complicated and requires an advanced learning curve. Why do users like Flare? Because it has a plethora of useful features that help you single source your content. These content creators want to teach customers how to use their product, comply with regulations, and help them seek assistance when they run into trouble.Īnd when you have a large volume of content to create, you’ll want to seek the assistance of a help authoring tool (HAT). Many technical writers and developers are concerned with creating technical documentation for their users. ![]() ![]() ![]() Another thing is that it can handle 4k movie formatting. Moreover, it is rather fast, taking five minutes to change hour-long films. While it is more expensive than all the other programs, it has no problems with the quality of the final product like any of the others. Wondershare is a good option for a video converter. Lastly, it also does not support any media grabbing features for websites like Youtube where much of the media of today comes from. It will be unfamiliar to anyone who has used a newer software, a significant step backward. The user interface is limiting as well because of the outdated style. Many of the more modern file formats needed for new smartphones are unavailable. Beyond that, the video editing capabilities are severely limited, which is quite a downside as most converters come with abilities to also do proper editing. When viewing the finished product, there was blurring apparent along with pixelation, and compression of the artifacts. The audio quality is decreased significantly. When a video is converted using the program, the process isn’t perfect and comes with a variety of problems. The system is prone to crashing when the software is being run on the computer. ![]() It has a problem with freezing quite often, and while sometimes, it will start working again, you may have to restart it, losing all your work. This program, while being virus free and safe for any Windows PC before Windows 8, is prone to many issues. The software also provides a walkthrough for novices to get the hang of the program before they start diving into the program. The user interface is quite simple and easy for new users to gain an understanding. The final main ability it has is being able to create effective slideshows through stripping music and photos away from the video's place in. Also, anything ripped will appear in these specific formats. As soon as this is done, you will be able to burn them onto the CD. These ones are some of the main formats used by iPads, iPhone, and cell-phones.Īll videos and audio can be converted into what is suitable to use on VCD, SVCD, and DVD hardware. It has the ability to modify all these types of files: divx mpeg4 avi, mp4, 3gp, xvid, amr audio. However, it still does have some that allow it to manage still to do the basic things needed to convert movies and audio. 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You need Adobe Flash Player to watch this video. ![]() goo.glzzTNMa Bigasoft Total Video Converter 4.3 Serial Key. Total video converter 3 71 registration key. ![]() ![]() ![]() You can enjoy the advantages of the Word Finder tool, both when playing with friends and when preparing for an exciting game on a Friday night. Using this software, you can become a true master of Wordfeud, Anagrammer, Wordscraper and Scrabble.Īll you have to do is visit the Scrabble Word Finder website, type in the number of characters, and a whole list of popular and unknown words will appear in front of you for you to use. Scrabble Word Finder gives you the upper hand when it comes to playing against even the most advanced players. Become a Scrabble master and win every game with Scrabble Word Finder Any word game aficionado would appreciate an invaluable helper. Therefore, a versatile tool will come in handy for both beginners and experienced players. 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Sooner or later, every Scrabble enthusiast reaches out for outside assistance. ![]() Scrabble Word Finder – Top Online Tool That Helps Scrabble Players Worldwide ![]() ![]() ![]() Press enter to continue and the system will reboot. Next choose Yes for the next warning about UTC time. ![]() Configure Zentyal Package Manager Configure Zentyal APT Mirrorġ9. On the next dialog just hit enter ( if you are accessing the internet through a proxy you should enter it now). If your server has a monitor and a keyboard attached to it then you should probably choose No ( This will install an LXDE GUI ) else choose yes ( you will control your system remotely using a web admin interface and ssh ). The next stage on the installer is asking if you want to set up a Graphical Environment for Zentyal. Zentyal Partitioning Table Zentyal Partitioning Changesġ6. ![]() On the next to warn dialog choose yes and hit Enter again. The final disk layout should look like this. Repeat these steps for /home and swap partitions too. Choose Free Space Set Size Partition Set Partition Type Set Partition Location Root Partition Summary On a real server, you should allocate more space for all of the partitions, even create a new one for /var partition. In this setup, I’m on a Virtualbox virtual disk. For better control over your system partition choose Manual and hit Enter. Next screen is Partition Disks where you have four alternatives like in the images below. So press Yes if your time setting is the correct one. If your system is connected to the Internet the installer will automatically detect your time zone. Next it will ask you to re-enter your password and if you choose a weak one the installer will warn you about this fact. Here I choose a simple one because is a test server. Choose a strong one ( 9 characters at least upper&lower&numerical&special ). Next choose a user for system administration ( This will be the privileged user with root powers – sudo ) not the user domain controller. This is a test server so I choose “” ( Be aware that “pdc” will be this server and “ ” would be your domain for Active Directory ). The next installer stage is to set the hostname for your system. Next the installer will load components needed for configuring the system. Configure Zentyal Keyboard Choose Zentyal Keyboard Choose Zentyal Keyboard LayoutĦ. Next configure your keyboard: I choose the English US keyboard. If your country is not listed in the default options choose Other, then select your continent and country: I’m in India so I choose India. ![]() ![]() High levels of radiation can be found when many of these devices are grouped together (e.g., in parts bins or cabinets). Large collections of radium luminous devices may be hazardous. For more information, go to the Radiation Hazards section. Over time, the radium luminous paint breaks down chemically and may no longer glow-in-the-dark but, the radium remains, given its 1,600-year half-life. If a radium luminous device is no longer luminous, is it still dangerous?Įven if the working life of the device has ended, the radium contained within the device is still radioactive, and therefore, a potential hazard remains. Potential hazards can also be caused by large collections of radium luminous devices high levels of radiation can be found when many of these devices are grouped together. As long as the device is not disassembled or tampered with, the risk of contamination is minimal. For instance, a potential danger exists from internal exposure to the radium luminous paint. The radium inside these devices is a naturally occurring radioactive nuclear substance that can be hazardous in certain circumstances. There may be no visible signs that radioactivity is present. Although it remains radioactive for thousands of years, the paint has broken down chemically over time, and so the devices may no longer glow in the dark. The radium luminous paint was often white when it was new but would typically tarnish to yellow. In general, radium luminous devices are not identified as containing radioactive materials. What are my responsibilities if a radium luminous device is discovered at my facility?ĭevices containing radium luminous compoundsĬollection of devices containing radium luminous compounds How can I identify a radium luminous device?.Information for scrap metal recyclers and landfill operators.Proper disposal of radium luminous devices.Who needs a CNSC licence to handle radium luminous devices in Canada?.Why is the CNSC interested in radium luminous devices?.Licensing information for radium luminous devices.What should people do if they suspect they’ve been exposed to contamination from a radium luminous device?.How can I decrease the radiation risks?.What are the health effects of exposure to radium?.What does radium do once it gets into the body?.What are the hazards of radiation exposure?.Radiation hazards from radium luminous compounds.Are these devices still being produced?.How can I safely dispose of a radium luminous device?.Where can I have a radium luminous device serviced?.Could dismantling a radium luminous device cause a risk to the person?.What should I do if I have a radium luminous device that is cracked or damaged?.How should I handle and store radium luminous devices?.If a radium luminous device is no longer luminous, is it still dangerous?.How can I identify a radium luminous device?.Devices containing radium luminous compounds.Only a radiation detection instrument can confirm if a device contains radium luminous compounds. Radium luminous devices are generally not identified or marked as containing radioactive materials. When new, the radium luminous paint was often white, but typically tarnished to yellow as it aged. Although the devices no longer glow in the dark due to the breaking down of the paint over time, the radium continues to be radioactive for thousands of years. The radium luminous device itself is not radioactive however the radioactivity is associated with the radium luminous paint in the device. We refer to these products as radium luminous devices. Have you ever wondered if any of your collectibles might be radioactive or dangerous? Do you own any old wristwatches or clocks, marine compasses, aircraft instruments or other military items? Until the 1960s, various military and consumer products were manufactured using a radium-based paint that glows in the dark. Radium is long-lived (its half-life is more than 1,600 years) and decays with time into radon gas, and then finally stabilizes as lead. It is a decay product of uranium that is found in almost all rocks and soils. What is radium? Radium, known scientifically as Ra-226, is a radioactive element found naturally in the environment. Identifying a device that contains a radium luminous compound ![]() ![]() ![]() To remove a program completely, and without leaving a trace, you can monitor all system changes made during its installation, and then use that information to uninstall it with one click only - simple and easy. Revo Uninstaller Pro offers you some simple, easy to use, but effective and powerful methods for uninstalling software like tracing the program during its installation. ![]() Forced Uninstall is the best solution when you have to remove stubborn programs, partially installed programs, partially uninstalled programs, and programs not listed as installed at all. 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This is a relatively simple method, which involves removing all of the registry entries for programs which aren't being used, allowing the computer to run much smoother as a result.Revo Uninstaller Pro helps you uninstall software and remove unwanted programs, installed on your computer, even when you have problems uninstalling and cannot uninstall them from "Programs and Features" ("Windows Add or Remove Programs") Windows Control Panel applet. If you want to completely remove all of the computer's installed programs from your machine, then the registry cleaner can perform a process that's referred to as "indirect registry removal". Download Revo Uninstaller Portable 2.4.5 - This application helps you perform a clean uninstall for any program on your computer, through an in-depth system registry and drive leftover removal. And while it does cost more, you'll certainly get more features in return. 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REVO Uninstaller is a very popular, and effective, program to completely remove programs from your computer. ![]() ![]() ![]() Mechanical Clock 3D Photo Screensaver Related SoftwareĪ realistic clock screensaver selecting 18th century Swiss clock as a model!ĭeep blue sea uncovers all its secrets to you.Ĭlock Tower will take your mind far from the ordinary world.ĭisplays flag on your PC screen as a screensaver.Įarth 3D Screensaver is a realistic 3D globe model. And since it is 100% FREE to download, you should grab your copy right now! This screensaver is great for home or office PC it is also great of any public place, since people can see what time it is now by simply glancing at a computer screen. The clock piece itself is so exquisite and so fascinating that some people watch it without interruptions for hours. In addition, this screensaver does not require any setup whatsoever. 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